Terms and Conditions

1. Acceptance of These Terms of Use By using our website, you acknowledge your acceptance of these Terms of Use and agree to abide by them.

2. Our Website

2.1 You must use our website in accordance with these Terms of Use, strictly for lawful purposes, and in a manner that respects the rights of others and does not hinder anyone else’s use of our website.

2.2 Your use of our website is provided on an “as is” and “as available” basis. We do not guarantee that our website will operate securely, confidentially, continuously, without errors, accurately, completely, or with current information.

2.3 Regular updates and maintenance may require us to temporarily suspend access, services, or functionality on our website without prior notice. We are not liable for any period during which our website is unavailable.

2.4 Our website may include links to third-party sites, information, and resources (Third Party Links), as well as content provided by third parties (Third Party Content). We do not endorse Third Party Links or Third Party Content and cannot guarantee their uninterrupted, error-free, accurate, complete, or current nature.

2.5 The presence of links to Third Party Content does not imply our endorsement. We have no control over Third Party Content and disclaim any liability for any loss or damage resulting from accessing or using Third Party Links or Third Party Content.

3. Content

3.1 We own or have licensed the intellectual property rights in the content on our website, including text, photos, graphics, and images.

3.2 You retain all rights to the content you submit or post on our website, subject to clause

3.3 By submitting and posting your content on our website:

(a) You grant us a perpetual, irrevocable, worldwide, royalty-free, and non-exclusive license to reproduce, publish, display, and distribute your content;
(b) You consent to us disclosing your content and personal information to our suppliers;
(c) You consent to us and our suppliers using your personal information to send you information about products and services that may interest you. You can opt out of receiving this information at any time by emailing us at team@theloanmart.com.au.

3.4 Our use of your personal information is governed by our privacy policy, which is available here.

4. Cookies

4.1 We use ‘cookies’ to provide you with better and more personalized service and to enhance the effectiveness of our website.

4.2 A ‘cookie’ is a small text file placed on your computer by our web server, which can be retrieved later. Cookies are commonly used on websites, and you can choose to accept or decline them by adjusting your internet browser settings.

4.3 We use cookies for various purposes, including:

(a) Assigning a unique identifier to your internet browser;
(b) Customizing our website to suit your preferences;
(c) Gathering statistical data;
(d) Identifying if you have accessed a Third Party Website; and
(e) Enhancing security measures.

5. Advertising and Tracking

5.1 When you view our advertisements on a Third Party website, the advertising company may utilize ‘cookies’ and ‘web beacons’ to collect information such as:

(a) Your computer’s server;
(b) Your browser type;
(c) Date and time of visit; and
(d) Performance of their marketing campaigns.

5.2 Following your view of our advertisement on a Third Party website, the advertising company may track how you interact with our website (e.g., pages visited) and whether you complete an online application.

6. IP Addresses 6.1 Your IP address serves as your computer’s identifier when using the internet.

6.2 We may collect your IP address to facilitate your interaction with various parts of our website.